Are You Saving Enough for Retirement?

Have you ever wondered:

❓ How much money will I need after retirement?
❓ Will my savings last 20–30 years?
❓ Am I investing enough today?

Retirement planning isn’t just about saving money — it’s about creating a sustainable income for life.

That’s where a Retirement Corpus Calculator helps. It gives you clarity on exactly how much wealth you need to accumulate before you stop working.

💰 What Is a Retirement Corpus?

Your retirement corpus is the total amount of money you need saved and invested by the time you retire to maintain your desired lifestyle without financial stress.

It should cover:

Monthly living expenses
Healthcare costs
Travel & lifestyle goals
Emergency funds
Inflation impact

Without proper planning, inflation alone can double your expenses in 10–12 years.

📊 Why You Need a Retirement Corpus Calculator

A Retirement Corpus Calculator helps you:

✔ Estimate future monthly expenses
✔ Adjust for inflation
✔ Calculate how long your money will last
✔ Identify investment gaps
✔ Create a structured retirement strategy

Instead of guessing, you make data-backed decisions.

🧮 How the Retirement Corpus Is Calculated

Here’s a simplified formula:

Future Annual Expense × Retirement Years = Required Corpus

But a real retirement plan considers:

Current age
Retirement age
Life expectancy
Inflation rate
Expected return on investment
Existing savings

Even a small mistake in assumptions can create a huge shortfall later.

📈 Example: How Much Corpus Do You Actually Need?

Let’s say:

Current monthly expense: ₹50,000
Retirement in: 20 years
Inflation: 6%
Retirement duration: 25 years

Your ₹50,000 today may become ₹1.60+ lakh per month at retirement.

That means you may need ₹4–6 crore+ corpus to retire comfortably.

Surprised? Most people are.

🚨 Biggest Retirement Planning Mistakes

Waiting too long to start
Ignoring inflation
Underestimating healthcare costs
Depending only on EPF or pension
Not reviewing investments regularly

The earlier you plan, the less you need to invest monthly.

🎯 How to Build Your Retirement Corpus Faster

Here are smart strategies:

1️⃣ Start Early

Compounding works best over long periods.

2️⃣ Increase SIPs Annually

Step-up SIPs help fight inflation.

3️⃣ Diversify Investments

Mix of equity, debt, and retirement-focused instruments.

4️⃣ Review Every Year

Adjust according to income and life changes.

🧾 Use Our Free Retirement Corpus Calculator

Stop guessing your future.

👉 Use our Retirement Corpus Calculator today and know exactly:

How much you need
How much you should invest monthly
Whether you're on track

🎁 Get Your Free Retirement Planning Report

Want a personalized strategy?

We offer a FREE Retirement Planning Report that includes:

✔ Detailed retirement corpus calculation
✔ Investment gap analysis
✔ SIP recommendation
✔ Asset allocation strategy
✔ Tax-efficient retirement planning tips

📩 Click here to get your free report today.

Or book a free consultation call with our retirement expert.